Financial Counseling

Directions EAP offers a unique Financial Social Work Counseling benefit. The tools and skills that are obtained help people gain an understanding of their relationship with money, what drives their financial behavior, and how it contributes to their emotional and financial stability.

The program’s foundational premise is taking control of money through budgeting and money management techniques. This in turn allows people to feel in control of their lives.

Because Financial Counseling is about much more than just “money”, the following list is just a sample of who it may help:

  • Divorcing Individuals – because of the need for support and guidance with thoughts, feelings and attitudes while negotiating financial settlements, as well as learning new financial roles.
  • Widows/Widowers – overwhelmed by grief and finding it a challenge to cope with financial issues, maybe for the first time.
  • Abused Individuals – may  be staying in the abusive relationship because of lack of financial resources or lack of knowledge.
  • New Parents – may be unprepared for financial stress that accompanies the arrival of a new baby.
  • Those Filing Bankruptcy or using Consumer Credit Counseling – needs a plan of action for the future to not repeat the same patterns.
  • Single Parents – may struggle to maintain work/home balance with financial security being a high priority.
  • College Students – too often create debt that prevents them from focusing on academic work, and from completing their long-term goals.
  • New College Graduates – may be overwhelmed by student debt, both emotionally as well as financially, and find themselves in circumstances they never anticipated.